1. Overview of Services

VerifiLite offers a platform for simplified Know Your Customer (KYC) verification and cryptographic identity signals. We help Web3 platforms, fintech companies, and dApps validate user identity status without collecting or storing sensitive data longer than required.

Important: VerifiLite does not function as a financial institution, money transmitter, or custodian. We provide identity verification services only and do not handle funds, securities, or other financial instruments.

2. Acceptance of Terms

By accessing or using VerifiLite's services, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree to these Terms, you may not use our services.

These Terms apply to all users of the VerifiLite platform, including but not limited to:

• • Individual users seeking identity verification
• • Business clients integrating our API
• • Developers using our SDKs
• • Platform administrators and operators

3. User Eligibility

To use VerifiLite services, you must:

• • Be at least 18 years of age (or the age of majority in your jurisdiction)
• • Have the legal capacity to enter into binding agreements
• • Provide accurate and truthful information during verification
• • Comply with all applicable laws and regulations
• • Not be prohibited from using our services under applicable law

4. Account Registration and Security

When creating an account or using our services, you agree to:

• • Provide accurate, current, and complete information
• • Maintain and update your information as necessary
• • Keep your account credentials secure and confidential
• • Notify us immediately of any unauthorized access
• • Accept responsibility for all activities under your account

5. Identity Verification Process

Our verification process includes:

• • Document authenticity verification
• • Biometric matching and liveness detection
• • Cross-reference checks against databases
• • Risk assessment and fraud detection
• • Generation of verification status and wallet binding

Consent: Each verification session requires explicit user consent. You have the right to withdraw consent at any time, subject to legal and contractual obligations.

6. Data Collection and Privacy

We collect and process personal data in accordance with our Privacy Policy and applicable data protection laws. Key principles include:

7. Intellectual Property Rights

All content, software, and materials on the VerifiLite platform are protected by intellectual property laws. You may not:

• • Copy, modify, or distribute our proprietary software
• • Reverse engineer or attempt to extract source code
• • Use our trademarks or branding without permission
• • Create derivative works based on our platform

8. Prohibited Uses

You agree not to use VerifiLite services for:

• • Illegal activities or violations of applicable law
• • Fraud, money laundering, or terrorist financing
• • Circumventing security measures or access controls
• • Impersonating others or providing false information
• • Interfering with the proper functioning of our services

9. Service Availability and Modifications

We strive to maintain high service availability but cannot guarantee uninterrupted access. We reserve the right to:

• • Modify or discontinue services with reasonable notice
• • Perform maintenance and updates as needed
• • Implement security measures and access controls
• • Suspend services for violations of these Terms

10. Limitation of Liability

To the maximum extent permitted by law, VerifiLite shall not be liable for:

• • Indirect, incidental, or consequential damages
• • Loss of profits, data, or business opportunities
• • Damages exceeding the amount paid for services
• • Third-party actions or content

11. Indemnification

You agree to indemnify and hold harmless VerifiLite from claims arising from:

• • Your use of the platform
• • Your violation of these Terms
• • Any third-party data subject complaints
• • Misuse of identity signals or documents

12. Governing Law and Dispute Resolution

These Terms are governed by Wyoming law. Disputes will be resolved through:

13. Termination

Either party may terminate these Terms at any time. Upon termination:

• • Access to services will be discontinued
• • Data will be handled according to our Privacy Policy
• • Outstanding obligations will remain in effect
• • Intellectual property rights will be preserved

14. Contact Information

For questions about these Terms, please contact us: