AML Screening: Passive Onboarding Checks, Active Ongoing Monitoring

The AML (Anti-Money Laundering) Screening API is a critical compliance tool designed to protect your business from financial crimes. Check individuals instantaneously against a vast network of international watchlists, sanctions lists, and high-risk profiles.

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Overview

How AML Screening and Monitoring Work

We provide distinct types of AML screening methodologies: Passive screening for real-time checks during the onboarding process, and Active screening for continuous, ongoing monitoring against frequently updated global watchlists to ensure continuous compliance.

Official Data Sources Powering Our AML Engine

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US Treasury

OFAC SDN List

Screen against the Specially Designated Nationals list published by the US Department of the Treasury's Office of Foreign Assets Control.

USA

Mandatory Compliance

Global Security

UN Consolidated List

Integrate the UN Security Council Consolidated List to identify persons involved in terrorism and threats to international peace.

UN

International Watchlists

PEP Checks

EveryPolitician Data

Utilize data covering parliament members from over 233 countries to assist with Politically Exposed Persons (PEP) screening and Due Diligence.

233+

Countries Covered

Passive Screening at Onboarding

Real-time checks against global watchlists the moment a user submits their identity documents.

Active Monitoring for Ongoing Compliance

Continuous re-screening of existing users whenever sanctions lists update — automatically.

Step 01 — Data Extraction

Passive Screening at Onboarding

Passive screening initiates when a user submits their document for verification.

  • → System automatically extracts key identity data
  • → Captures Full Name and Date of Birth natively
  • → Seamless interaction alongside verification
Step 02 — Instant Checks

Immediate Verification against Databases

We instantly cross-reference extracted information against global AML databases.

  • → Happens instantly during user onboarding
  • → Immediate alerts for any found watchlist matches
  • → Clears individuals before ecosystem entry
Step 03 — Database Updates

Continuous Watchlist Synchronization

Compliance is ongoing; sanctions lists change daily so data is continuously updated.

  • → Automated fetch from 4 official, recognized sources
  • → Retains identity data securely for re-screening
  • → Watchlists are continuously refined and synchronized
Step 04 — Active Monitoring

Active Risk Re-evaluation

Whenever global watchlists are updated, our system automatically re-evaluates users.

  • → Checks against new sanctions entries instantly
  • → Triggers alerts on newly high-risk active accounts
  • → Enables immediate organizational compliance action

Solutions

Built for your industry

Whether you are onboarding retail investors or verifying dApp users, Verifilite has the right configuration for your compliance needs.

blockchain

Web3 & dApps

Put identity on-chain. Bind wallet addresses to real-world verified identities, gate smart contract access by KYC status, and make sure your token sales and airdrops reach genuine users, not bots or sanctioned wallets.

Crypto Brokers & Exchanges

Verify user identities, screen against OFAC and PEP lists, and accept USDT from customers without holding any private keys. Everything a regulated crypto business needs, without the enterprise price tag or the month-long integration project.

blockchain

Real World Assets (RWA)

Global token investors need fast, verified onboarding. Verifilite handles identity verification, proof of address, and AML checks for investors across 190+ countries, so you can focus on the asset and not the paperwork.

RWA
iGaming & Exports

iGaming & Exports

Verify player ages, confirm identities, and block duplicate or fraudulent accounts in real time. Keep your platform compliant with gaming regulations and your competition fair.

Fintech Solutions

Fintech

Onboard users in seconds, not days. Verifilite automates your entire KYC flow so your compliance team handles exceptions, not routine checks. Meet AML and KYC requirements without slowing down user growth. Works with neobanks, payment apps, lending platforms, and trading apps.

Integration

Integrate in minutes, not months

Drop-in widget, REST API, and SDK. Pick what works for your stack and go live the same day.

Web and Mobile SDK

Easily integrate our verification features into your web and mobile apps using lightweight SDKs with flexible customization options.

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REST API

Full programmatic control over every step of the verification process. Send documents, receive structured results, configure webhooks, and build custom flows for any use case. Sandbox mode available so you can test without going live.

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REST API

Full programmatic control over every step of the verification process. Send documents, receive structured results, configure webhooks, and build custom flows for any use case. Sandbox mode available so you can test without going live.

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Pricing

Pricing that doesn't punish early-stage companies.

Enterprise KYC providers charge $1 to $2 per verification with high minimum commitments designed for large companies. We built Verifilite so individual developers and growing businesses can access the same quality of AI verification at a price that makes sense at any stage. Start with unlimited free kyc verifications.

Need volume pricing? Talk to Sales.

Frequently asked questions

Explore the most Frequently Asked Questions (FAQs) about KYC, AML legislation, KYB, Affiliate Program, and much more.

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